Good Credit Mortgage

If you have good credit we have some wonderful mortgage loan programs with excellent interest rates.

• No Closing Cost refinance or purchase

• Loans over 100% of your homes value

• Purchase money

• 10, 15, 20, 30 year fixed rate loans

• Adjustable ARM and variable rate loans

• Low or no down payment options

• Jumbo loans - Loans up to $2,000,000.  We even offer a No Closing Cost option on our Jumbo Mortgage Loans

• Bill consolidation 1st or 2nd mortgage loans

• No asset or income verification - Borrowers with excellent credit may borrow up to 95% of the homes value without verification of income or assets.  The mortgage process is fast and easy and a borrower can be self-employed or salaried.  Plus, there are no reserve requirements.

• Mobile home programs - Double wide manufactured home on your own land OK.

• Low interest rate refinance

• Home Equity Credit Line - A very popular  type of mortgage loan because of it's flexibility.   It works like a credit card, is easy to set up, and requires minimal paperwork.

• Mortgage Insurance Alternatives- By doing a first and second mortgage at the same time, you can avoid mortgage insurance, increase your tax deductions, or avoid Jumbo pricing and Jumbo payments.  There's little to no extra paperwork,  and you can borrow up to 100% of your home's value.

• Combine 1st & 2nd mortgages for one low payment

• New construction loans

• Free mortgage pre-approval

Good Credit Mortgage

We have GOOD CREDIT programs available and you can apply online or contact our loan center by phone for a GOOD CREDIT MORTGAGE.  Our GOOD CREDIT programs provide information for ESTABLISHING GOOD CREDIT and we show you HOW TO BUY A HOUSE using the FICO SCORE that you have now or if that is not sufficient we show you how BUILDING GOOD CREDIT helps you to obtain a GOOD CREDIT MORTGAGE.   BUILDING GOOD CREDIT and your FICO gives you access to lower interest rates.  Your CREDIT RATING determines which MORTGAGE programs you qualify for.  Determining WHATS A GOOD CREDIT SCORE is based on your FICO SCORES from TRANS UNION, EQUIFAX AND EXPERIAN.   A FICO SCORE is a standardized ranking generated by the credit reporting agencies, based on your CREDIT payment history.  The higher your middle FICO SCORE  - the more choices and the lowest interest rates you are qualified for.  Use the MORTGAGE CALCULATOR CREDIT to determine your monthly payment at various interest rates.  Your CREDITWORTHINESS is essential if you want to qualify for the lowest interest rates and best mortgage programs.  To BUILD GOOD CREDIT you must pay your debts on time and not exceed 60% of the credit limit on each account.  A GOOD CREDIT SCORE is a minimum FICO SCORE of 620 however, other FICO driven mortgage programs will allow you to borrow up to a 100% mortgage with a FICO SCORE of 580.  GOOD CREDIT home loans are available for borrowers to purchase a 1 thru 4 family home.  GOOD CREDIT MORTGAGES are available online for prequalification or pre-approval or you can call toll free 800-331-4715 for a 1 minute phone application.  Establishing GOOD CREDIT or BUILDING GOOD CREDIT or if you desire to increase your credit score requires the payment of any collection accounts and reducing active CREDIT balances to within 60% of the credit limit on each account.  The Mortgage Solution Directory has GOOD CREDIT MORTGAGES for just about every purchase situation including zero down payment and no down payment mortgages.  You can obtain up to a 100% mortgage with zero down payment or no down payment on self-employed or wage earner mortgages.  You can also use your GOOD CREDIT MORTGAGE loan to purchase your first home, for first time homebuyers or a second home for investment or vacation home. 

GOOD CREDIT programs are available for self-employed or wage earners and you can apply online or by telephone.  BUILDING GOOD CREDIT is essential for obtaining the best loan programs and interest rates available in the MORTGAGE industry.  GOOD CREDIT MORTGAGES for purchase or refinance have both fixed and adjustable rates.  Call today and receive your GOOD CREDIT MORTGAGE approval. 

GOOD CREDIT home loans are available for debt consolidation and cash out for any reason.  We have  a GOOD CREDIT purchase or refinance programs for just about every situation including debt consolidation loans for lowering your monthly mortgage payment.  GOOD CREDIT debt consolidation loans can be used for paying off high interest rate credit cards and car loans and for college tuition or a vacation.  You can also use your GOOD CREDIT refinance loan for cash out for any reason such as purchasing a second home for investment, a vacation home or for other investments.  A GOOD CREDIT refinance loan can also be used for home improvements that will improve and enhance the value of your home.  Apply online or call one of our loan specialists for a GOOD CREDIT MORTGAGE.